AI‑powered Products
We’re distributing state‑of‑the‑art technologies through products used by millions of clients
Universe of Assistants Based on Our Own Gen‑T Technology
AI‑powered personal assistants for various aspects of life
FinAssistant
This AI assistant can help users manage their personal finances by:
- calculating how much they usually spend on taxis
- reminding them how much their last restaurant meal cost
- categorizing their spending and advising how they could spend less
Shopping Assistant
This AI assistant can help users shop by:
- selecting products in a specific category, taking into account their individual demands
- helping them determine what they need when they’re not sure and answering questions about what to give as a gift or bring on a hiking trip
Bot Factory
We keep scammers busy to prevent them from attacking victims
We protect all Russian residents from scammers
We keep scammers busy using human‑like bots. The longer a scammer stays on the line with a bot, the fewer potential victims they’ll be able to call per day. This helps reduce the number of successful attacks on Russian residents
We detect fraudulent activity
Bots detect trigger phrases that can identify scammers during a call and execute tailored response scenarios, such as re‑requesting information or pretending to get distracted by something. Bots can also simulate involving a third‑party to take part in the conversation, call the credibility of the caller into question, etc.
We’ll Protect or Return Your Money
We shield our clients’ money from social engineering. And that’s not all
We combined the anti‑fraud technologies of the bank and T‑Mobile, allowing us to identify scammers with 99% accuracy during calls, end suspicious calls, and block transactions
Even if a scammer is able to bypass our protection and steal money from a client’s account, or even if the client themselves transferred the scammers money due to social engineering, we’ll refund the stolen money
Smart Camera
We help clients make payments and transfers quickly and complete transactions in one click
- The multi‑mode smart camera instantly recognizes QR codes, handwritten information, and complex objects and items. In a single interface, a user can make payments and transactions by pointing their camera at a QR code, phone number, or bank account details
- In the future, the smart camera will learn to recognize receipts from restaurants and stores as well as plastic bank cards and handwritten payment card information
Personalized Recommendations
City
- This service finds relevant suggestions for users based on the city they’re in, such as what events are taking place, the cheapest gas stations, or home delivery services
- The suggestions are based on users’ spending, indirect signs that they changed location, and their prior actions and choices
One of the world’s largest social networks for investors, where we recommend useful investment content
Personalizes content
This helps users stay up to date with the latest news and analytical material in their areas of interest
Looks for interesting non‑plagiarized content
This ensures the quality and originality of the content on the platform
Studies user preferences
This allows the service to suggest investment blogger profiles that the user might find interesting and want to follow
Detects content designed for market manipulation
This prevents fraud and detects content violating the platform’s rules and sends it for moderation
Analyzes photos uploaded by users
Any photos containing forbidden information are flagged for manual moderation
Support Chatbots
Automated client support
Problem‑solving
- The chatbot understands what the client needs and provides relevant answers. It can provide useful information as well as resolve queries right in the chat
- The chatbot replies instantly, saving clients’ time. It’s available to all T‑Bank clients as it’s integrated into all of our apps
