Universe of AI Assistants
Introducing the first ecosystem of AI‑powered personal assistants in Russia, created using our own Gen‑T technology. Six high‑tech AI assistants are ready to take on the weight of everyday tasks, from managing your finances to planning your trips. They’re free and always ready to help you in T‑Bank apps
Expertise
Each AI assistant has been trained to solve specific tasks within its respective domain
Convenience
AI assistants help you find and select things, offering you the best options to meet your requests
Personalization
AI assistants learn and adapt to your preferences and needs
How It Works
Choose the AI assistant best suited to what you need to do
Ask it a question or describe the task in the chat
Get a personalized reply with recommendations, a selection of products, or an action plan
If you want to iron out some details or modify your request, just continue chatting with the AI assistant
Gen‑T Technology — the Heart of the AI Assistant Universe
Gen‑T is a family of specialized language models created to solve specific tasks. Unlike universal models, such as ChatGPT, Gen‑T technology is focused on specific fields and offers solutions with maximum adaptation to users’ needs
FinAssistant
Your personal financial advisor
Transaction analytics
Helps you understand what you spend money on the most and suggests ways for you to save
Financial advice
Recommends how to improve your financial situation by analyzing your income and expenses
Budget management
Ask any question you have about your budget. Even if the AI assistant isn’t able to help you all the way, your question will help it improve the quality of responses in the future
You want to figure out where the money on your card went over the past week. FinAssistant will analyze your spending on groceries, entertainment, transport, etc., tell you how much you spent in each category, and highlight all major purchases. If needed, it can suggest ways to optimize your budget
FinAssistant will be your reliable financial planning advisor, helping you not only save money but spend it wisely
Invest Assistant
Your personal guide to the world of investment
Learning
Answers investors’ questions. Explains financial terms and the basics of investing
Analytics
Provides up‑to‑date information about securities, their performance metrics, and issuing companies, helping investors make informed decisions
News and forecasts
Provides the latest news about the stock market and its potential effects on one’s investment, as well as analytic reviews and forecasts
Stock selection
Suggests promising securities based on the investor’s preferences
You’re new to investing and want to open an individual investment account. Invest Assistant will offer you detailed information about individual investment accounts and how to open one, provide some study material about investing, and give you an overview of securities and their potentials
Invest Assistant isn’t only for beginners, though. It can help experienced investors by compiling company metrics and reports for them to review if they’re short on time
Where to Find Invest Assistant
- In the T‑Investments app: «Chat» → chat with Invest Assistant
- Access to Invest Assistant will be rolled out gradually. If you can’t find the AI assistant now, please wait a bit
Shopping Assistant
Your personal expert in online shopping
Provide inspiration
Gives you suggestions about what to buy. For example, if you write «Ideas for the bedroom» or «Gift ideas for mom», the AI assistant will offer some ideas and tell you what’s interesting about them
Product selection
Helps you choose an item based on your preferences and interests. It provides informed advice and not just a list of products
Personal expert assistance
Helps you figure out what to do when you have a difficult choice to make, for example, what to wear to a job interview
You’re planning your first hiking trip and aren’t sure what you need. Shopping Assistant will make a list of everything you need, from boots to a thermos. It’ll tell you why each item is important and why one pair of shoes would be better on the hike while another would only cause problems
Shopping Assistant works a lot more precisely and does more than basic search filters in online stores do
Travel Assistant
Your navigator in the world of travel
Planning trips
Helps you choose a destination based on what you’re looking for and your budget, creating a personalized plan and itinerary
Finding tickets and accommodation
Finds the best deals on airline tickets and accommodation based on what you’re looking for and the dates of your trip
Offering advice and recommendations
Gives you useful tips on how to get ready for your trip
You dream of taking a week off to go relax on the beach, but you’re not sure where to go or how to organize your trip. Travel Åssistant will not only help you find your destination but offer you a variety of ticket and accommodation options
The AI assistant will also let you know what you should bring and what documents you need to prepare so that your trip goes as smoothly as possible
Travel Assistant will help make the process of planning your trip easy and enjoyable
Junior Assistant
Your child’s AI‑powered friend and helper
Education
Helps with homework and teaches your child about financial literacy
Entertainment
Chats with your child about a variety of topics, holds conversations about hobbies and interests, and can answer any question about the world around them
Support
Listens to your child, recognizes their emotional state, and offers advice
Your child begins to take an interest in money. Junior Assistant will help them learn the basics of financial literacy and explain how banks work, what savings accounts are, and why it’s important to have one
The AI assistant can also offer tasks teaching how to plan a budget, and games that will help cement their knowledge
Junior Assistant was developed taking into account T‑Bank clients’ most frequently asked questions. Experts in child psychology took an active role in creating this AI assistant
Secretary
Your helper for handling calls
Call filtering
Answers spam and unwanted calls for you
Conversation recording
Will send you audio recordings and transcripts of calls
Missed call information
Lets you know who called and why if you weren’t able to pick up
You’re in an important meeting and can’t answer a call. Should you ignore or cancel it? Don’t worry, your smart Secretary will answer it for you
After the meeting, you can listen to the recording of the conversation or read the transcript so you can quickly get the gist of what they want and call them back
Five million Russian cellular network subscribers already use Secretary